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Quad City Bank & Trust's eXpress Deposit is a valuable, cost saving technology that lets businesses convert checks into digital images, allowing deposits to be transmitted to Quad City Bank & Trust electronically without having to leave the office.
eXpress Deposit captures check images and data electronically through a check scanner, transmits that information online for deposit and clearing to the bank, and truncates the original checks. Time, effort and overhead costs associated with traditional business deposit preparation, validation, transportation, and processing is substantially reduced. Improved management control and record retention allowing for image and deposit review are key features of the product. eXpress Deposit allows for increased availability of funds due to image presentment and dual sweeps.
What You'll Need
To benefit from eXpress Deposit, you will need the following:
- Certified scanner purchased or leased through Quad City Bank & Trust
- Personal Computer with 1 GHZ Pentium IV processor or greater
- 1 GB RAM or greater
200 MB free hard drive space
Web Browser - IE 7.0 or 8.0
Operating System - Windows XP (SP2 or higher) Windows Vista (32- and 64-bit) or Windows 7 (32-bit)
ISP connection - Broadband (Minimum 56.6 Kbps)
We will work with you on-site to install the scanner and special web-based software on any internet-ready computer. Software is user-friendly and password protected for security.
To learn more about eXpress Deposit and how it can assist your business operations, please contact our Treasury Management Team at 563.344.0600.